rural protect

The rural community faces constant challenges from regulatory investigations, internal disputes, and administrative issues.

Rural Protect seeks to help farmers and business owners in the rural sector by way of specialist liability insurance.

Underwritten by AXA Insurance plc, Rural Protect covers a wide range of businesses, whether they be limited companies, partnerships or sole traders.

What Does Rural Protect Cover?

Protection for the rural sector requires genuine care and attention. The vast array of risks posed to farmers and rural businesses can signal dramatic financial losses and may breed a loss of profits, redundancy and even closure.

The reality is that a single event can jeopardise a farmer’s business and livelihood.

Rural Protect seeks to cover all forms of negligent acts or omissions. This doesn’t just cover directors and officers, but every member of the organisation.

Designed for sole traders, partnerships and limited businesses, this bespoke policy is designed to assist in the day-to-day running of rural businesses. It is there to support you should you need to defend or take legal action and will protect you from the costs of all UK regulator investigation and prosecution.

Key Features:

  • Personal Liability: provides legal representation for individuals within the business, including employees, found guilty of an offence and are at risk of financial penalties or imprisonment.
  • Employment Practices Liability: Provides cover for costs that arise due to wrongful acts within the employment process, such as discrimination, harassment and other procedural breaches.
  • Company Legal Liability: Provides help with serious consequences, such as fines and reputational damage, that arise when companies don’t follow legal obligations, like health and safety, correctly.
  • Family Legal Expenses Insurance: Provides cover for legal expenses incurred by the business’s directors, partners, and owners, and the families that permanently reside with them.

Do you have the time and money to defend or pursue a legal issue? Who would you turn to if you needed help?

For peace of mind, contact us today.